The New York Times

How a New Year’s Resolution Can Set Up Financial Goals for Success

The New York Times Your Money - Fri, 12/20/2024 - 09:00
Don’t give up on resolving to do better, psychologists and personal finance experts say. The key is to reframe the way you think about it.
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Holiday Tipping Guide: Whom to Tip, and How Much

The New York Times Your Money - Fri, 12/13/2024 - 09:00
Consumers have said they are confused and frustrated with tipping expectations generally. But, one expert says, “people generally want to feel more generous around the holidays.”
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The Fed Is Stuck Fighting the Last War

The New York Times Your Money - Fri, 12/13/2024 - 09:00
Mired in a battle to contain surging prices, the central bank also needs to be nimble enough for the economic downturns to come, our columnist says.
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4 Ways Readers Fought the Travel Industry and Won After a Travel Problem

The New York Times Your Money - Thu, 12/12/2024 - 05:02
You don’t always need professional help to make things right after a travel snafu. Here are four ways readers got refunds and resolutions on their own.
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What if Charity Shouldn’t Be Optimized?

The New York Times Your Money - Mon, 12/09/2024 - 13:22
The recent trend in philanthropy has been to look for the most bang for your buck. Maybe you don’t have to.
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How to Avoid Pickpockets and Street Scams When Traveling

The New York Times Your Money - Mon, 12/09/2024 - 05:00
Staying aware, keeping your valuables close and employing “layers of security” are among the ways to improve your street savvy.
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It’s Not Too Late to Rein In Holiday Spending

The New York Times Your Money - Fri, 12/06/2024 - 09:00
Research suggests that you’ll spend less than you otherwise would by setting a strict budget — even if you go over the budget.
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Airlines and Senators Battle Over Added Fees for Checked Bags and Seating

The New York Times Your Money - Wed, 12/04/2024 - 17:52
At a congressional hearing on Wednesday, senators framed the tacked-on fees for passenger seats or bags as akin to extortion. Airline executives pushed back, saying they gave customers options.
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The Best Travel Deals for Travel Tuesday

The New York Times Your Money - Mon, 12/02/2024 - 17:28
Our Frugal Traveler columnist waded through the sales, and found some of the best bargains she’s seen in years.
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Are Airline Loyalty Programs Worth It?

The New York Times Your Money - Mon, 12/02/2024 - 14:31
Some travelers, frustrated with changing airline rewards programs, have stopped chasing status and adopted different strategies when booking flights and using credit cards.
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How to Choose an All-Inclusive Resort

The New York Times Your Money - Mon, 12/02/2024 - 05:00
The number of all-inclusives has risen dramatically in recent years, with efforts to improve food and beverage quality and increase activities and amenities.
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Black Friday Used to Be Fun for Shoppers. What Happened?

The New York Times Your Money - Fri, 11/29/2024 - 00:00
Lining up early outside stores and hunting for deals was once part of a gratifying Black Friday. It no longer feels that way.
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The Latest FAFSA Form is Available. It Works Fine.

The New York Times Your Money - Sun, 11/24/2024 - 13:03
The rollout of the new student aid form last year was a debacle. This year’s beta testing has gone better. Next up: millions of users and a new administration.
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High-Yield Savings Accounts Are Still a Good Deal

The New York Times Your Money - Fri, 11/22/2024 - 09:00
Interest rates have been falling, but deposits are earning more than inflation.
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How a Trump Presidency Might Affect Benefits for Gay Couples

The New York Times Your Money - Thu, 11/21/2024 - 12:09
Readers had concerns about whether same-sex married couples and their protections would face new risks during a second Trump term.
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How Donald Trump’s Presidency Could Impact Retirement Rules

The New York Times Your Money - Wed, 11/20/2024 - 10:18
Readers had questions about individual retirement accounts, distributions and access to brokerage accounts if they moved away from the U.S. Here are some answers.
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Cruising the Mediterranean (and Saving Money) in Winter

The New York Times Your Money - Mon, 11/18/2024 - 09:08
Overtourism and summer heat have increased the allure of off-season travel in Europe, and the cruise industry is taking note with more winter itineraries. Added bonus: cheaper fares.
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Why States Are Offering Workers at Private Companies Access to I.R.A.s

The New York Times Your Money - Fri, 11/15/2024 - 14:13
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.
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How to Choose the Right Travel Credit Card

The New York Times Your Money - Fri, 11/15/2024 - 05:03
Fees, sign-up bonuses and whether the card is aligned with a particular hotel brand or airline are all factors in the decision.
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What a Trump Presidency Could Mean for Social Security Benefits

The New York Times Your Money - Thu, 11/14/2024 - 14:35
Readers are concerned that his campaign proposals would put Social Security’s finances on thinner ice, endangering their payments.
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