The New York Times Your Money
High-Yield Savings Accounts Are Still a Good Deal
Interest rates have been falling, but deposits are earning more than inflation.
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How a Trump Presidency Might Affect Benefits for Gay Couples
Readers had concerns about whether same-sex married couples and their protections would face new risks during a second Trump term.
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How Donald Trump’s Presidency Could Impact Retirement Rules
Readers had questions about individual retirement accounts, distributions and access to brokerage accounts if they moved away from the U.S. Here are some answers.
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Cruising the Mediterranean (and Saving Money) in Winter
Overtourism and summer heat have increased the allure of off-season travel in Europe, and the cruise industry is taking note with more winter itineraries. Added bonus: cheaper fares.
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Why States Are Offering Workers at Private Companies Access to I.R.A.s
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.
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How to Choose the Right Travel Credit Card
Fees, sign-up bonuses and whether the card is aligned with a particular hotel brand or airline are all factors in the decision.
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What a Trump Presidency Could Mean for Social Security Benefits
Readers are concerned that his campaign proposals would put Social Security’s finances on thinner ice, endangering their payments.
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Online Passport Renewal and Digital Driver’s Licenses: A Travel Docs Update
New options have arrived, for both U.S. passports and driver’s licenses, that may give travelers more flexibility.
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Mortgage Rates Fell, Then Rose. What Comes Next?
Many would-be home buyers are still hoping for mortgage rates to come down as the Federal Reserve cuts interest rates. How much they will fall is unclear.
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A New Trump Administration Is No Reason to Change Investing Plans
Big changes are coming in the next Trump administration. But your investing plans needn’t change, our columnist says.
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What a Second Trump Term Could Mean for Your Money
Here’s what the president-elect has said he might do with your taxes, student loans, Social Security and more.
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Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025
Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it.
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Nobody Likes Doing Expense Reports. Why Isn’t It Easier?
We hate them. The companies that build expense management software know that we hate them. They would like things to be different.
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Their Parents Are Giving Money to Scammers. They Can’t Stop Them.
One son couldn’t prevent his father from giving about $1 million in savings to con artists, including one posing as a female wrestling star. The two became estranged.
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Expect Higher Costs for Your Health Care Benefits Next Year
Employers are predicting an increase of as much as 9 percent, on average, but are generally avoiding passing along much of that to their employees, industry groups say.
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Myths About Getting Cheaper Car Insurance for Teen Drivers
Here’s what could happen if you don’t tell your insurer about any teenage drivers in your family — or try to get a separate policy for them altogether.
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How Taxpayers Are Helping Health Insurers Make Even Bigger Profits
Local governments often face extra fees when employees get out-of-network medical care, but some don’t track the insurance charges or even know about them.
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For Investors, What if This Time Is Different?
Disregarding politics has worked brilliantly in the United States for a century. But market history offers comfort only up to a point, our columnist says.
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Airline Lost Your Bag? Here’s How to Reunite With Your Luggage.
Or at least be reimbursed if it’s gone for good.
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Family Car Insurance Bills Are Rising. Here Are Some Money-Saving Tips.
Have several children, a driveway full of cars and a few moving violations? Good luck to you. There are some ways to lessen the financial pain.
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