The New York Times Your Money

Balances on home equity lines of credit have risen along with home equity loans. Popular reasons for borrowing include home renovations and repairs and debt consolidation.

A Ugandan man named Jalil Muyeke traveled to Thailand for a promising job opportunity. He ended up being trafficked into a cybercrime operation.

The Consumer Financial Protection Bureau suggests that lenders may be overzealous in repossessing cars.

There’s not a lot of love for the credit bureaus, so why would you want one of them in your wallet? Experian’s pitch: A slightly better credit score. Maybe.

With college costs high, at least eight states now offer tax credits or deductions for employers that contribute to workers’ 529 accounts.

The lowest overall cost is to buy a car and keep it for a long time. But leasing usually has lower monthly costs. And leasing an E.V. may come with a tax break.

President Biden’s yearlong on-ramp to help federal student loan borrowers ease back into repayment ended on Sept. 30.

The normally unstoppable force of two veteran money reporters hit the immovable object of wretched industry conditions. Living in Brooklyn didn’t help.

A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they have to pay.”

People who bought homes in the past two years may want to seek a lower interest rate. Here’s how to think it through — and how to shop.

Here’s what the half-point interest rate cut will mean for your car loans, credit cards, mortgages, savings and student loans.

A family reserved an eight-night Vrbo in the U.S. Virgin Islands, but the owner canceled the day before the trip. Finding a comparable place was stressful and cost over $4,000 more; Vrbo wouldn’t make up the full difference.